
Ipoteka Bank is one of Uzbekistan’s leading retail banks, operating as a joint-stock commercial mortgage bank and a member of the OTP Group. It offers a full range of services for individuals and legal entities, including mortgage loans, consumer and business lending, deposits, payment cards, and digital banking solutions.
As of 1 October 2024, the bank’s total assets amounted to approximately UZS 51.2 trillion, with a diversified loan portfolio featuring 42.8 % mortgage loans, 23.7 % other retail loans, 4.7 % small-business loans and 28.8 % corporate loans. Deposit balances reached UZS 22.5 trillion. The bank holds a leading market share of about 6.3 % of total assets in the Uzbek banking sector and a 14.1 % share in retail lending.
HQ: Tashkent, Uzbekistan
Founded: 1996
ID: 3020. Updated: 31.10.2025
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