Industrial Bank Co. is one of the first batch of joint-stock commercial banks approved by the State Council and the People's Bank of China. The Bank has offices in Beijing, Shanghai, Guangzhou, Chongqing, Shenzhen, Hangzhou, Tianjin, Shenyang, Nanjing, Zhengzhou, Wuhan, Chengdu, Fuzhou, Xiamen, Taiyuan, Kunming, Changsha, Ningbo, Wenzhou, Yiwu, Taizhou, Hefei, Wuxi, Nanchang, Wurumuqi, Dalian, Qingdao, Foshan, Nanning, Harbin, Shijiazhuang, Huhhot, and Changchun. Total assets: RMB 3,677 billion or approx. USD 607.4 billion (as of December 31, 2013).

The main business activities of the Bank include: deposits taking; provision of short-term, medium-term and long-term loans, local and international payment and settlement, bills acceptance and discounting, issuing of financial bonds, agency issuing, agency cashing and underwriting of government bonds, trading of government bonds and financial bonds, dealings of derivative products of financial institutions (excluding derivative products related to stock and commodities), custody of securities investment fund and social securities fund, inter-bank borrowing and lending, trading or agency trading of foreign exchange, settlement and sales of foreign currencies, bank card business, L/C services and guarantee, agency collections and payments, and safe-box services.