Englewood Bank has been based on Lemon Bay in Southwest Florida since 1988, as a locally managed, community bank. Our goal is to provide our customers with highly personalized banking products and services while maintaining a hometown image.
On Friday, January 22, 2010, Evergreen Bank was closed by the Washington Department of Financial Institutions. Subsequently, the Federal Deposit Insurance Corporation (FDIC) was named Receiver. No advance notice is given to the public when a financial institution is closed.
Fannie Mae is a government sponsored enterprise (GSE) of the United States federal government. It is a shareholder-owned corporation authorized to make loans and loan guarantees. It is the leading market-maker in the U.S. secondary mortgage market, which helps to replenish the supply money for mortgages and enables money to be available for housing purchases. As of 2008, Fannie Mae and Freddie Mac (the Federal Home Loan Mortgage Corporation) own or guarantee about half of the U.S.'s $12 trillion mortgage market. As a result, the corporations were affected particularly hard by the subprime mortgage crisis in late 2007 and early 2008.
The Federal Reserve System (The Fed) is the central banking system of the United States. It is a quasi-public banking system that comprises the presidentially appointed Board of Governors of the Federal Reserve System in Washington, D.C.; the Federal Open Market Committee; twelve regional Federal Reserve Banks located in major cities throughout the nation acting as fiscal agents for the U.S. Treasury, each with its own nine-member board of directors; numerous private U.S. member banks, which subscribe to required amounts of non-transferable stock in their regional Federal Reserve Banks; and various advisory councils.
At First Citizens Bank, we deliver on our promise to provide an unmatched commitment to quality in both the product choices and the personal service you receive from us. You can bank with us anywhere, anytime. We have a vast ATM network, a customer contact (telephone banking) center, a variety of online banking options and 340 branches in North Carolina, Virginia, West Virginia, Tennessee and Maryland.
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